See Beyond Traditional Credit
Approximately 91.5 million consumers in the US either have no credit file, or have insufficient information in the file to generate a traditional credit scorei . These “credit invisibles” can range from millennials just entering the workforce to recent immigrants who have not yet established credit. By giving you increased detail around consumer transactions and financial behaviors outside the traditional credit file, Alternative Data can help you see beyond traditional credit to discover emerging risk and opportunity, expand your current customer relationships and grow your business.
Innovations in Credit Decisions are accelerating the impact of alternative data/scores and advanced analytics such as AI and machine learning.