CI’s CREDIT REPORT inquiry is appropriate for landlords evaluating a prospective tenant’s creditworthiness and for employers in certain industries (e.g. financial services) or employers filling positions that allow access to company or customer cash, assets, credit cards, valuables or confidential information (e.g. comptroller or home health care worker).
CI’s CREDIT REPORT inquiry obtains information such as a subject’s responsibility and reliability in managing their personal finances. This information might also assist in determining whether a subject may possibly be tempted to commit a larcenous action. Adding this valuable inquiry to their BACKGROUND INVESTIGATIONS lets CI clients enhance both their due diligence and their risk mitigation.
CI does not recommend that clients utilize the CREDIT REPORT inquiry unless it is for tenant screening or is related to job functions and in compliance with established company policies and procedures.
Please note: Credit reports pulled in background investigations for employment purposes are considered a soft inquiry and will not affect your credit in any way.