EarnIn provides financial wellness benefits, including on-demand pay, to more than 4.4 million U.S. employees, enabling them to access over $20 billion of their earnings without waiting for payday. Our solution is designed to be hassle-free for you. No integration is required, and there are no changes to your existing payroll process.

No integration necessary
EarnIn operates outside of your HRIS, payroll, timekeeping, and benefit systems.

No employer cost
EarnIn funds 100% of the cash that employees access, so there is no cost to your business.

No changes to payroll
Our solution is easy to roll out and does not impact any current payroll processes or business operations.

Secure, confidential, compliant
Privacy, security, and compliance are our top priorities. We are compliant with laws across all 50 states. We never sell personal or employment information.