Marsha Marrullier, REBC
Strategic Advisor | Self-Funding • Captives • Risk Management
For more than 35 years, Marsha Marrullier has helped employers transform employee benefits from a traditional expense into a strategic business asset. She partners with CEOs, CFOs, Controllers, and Human Resource leaders to develop innovative benefits strategies that reduce costs, improve employee outcomes, and support long-term financial objectives.
Specializing in organizations with 50 to 5,000+ employees, Marsha provides independent strategic guidance in self-funded health plans, level-funded solutions, medical captives, stop-loss consulting, pharmacy benefit management, cost containment, executive benefits, and regulatory compliance.
Known for her consultative approach and commitment to transparency, Marsha believes every employer deserves to understand where their healthcare dollars are going and how to maximize the return on every benefits investment. Her goal is to replace complexity with clarity and help organizations make confident, data-driven decisions.
As part of ARCW Leavitt Insurance Services, a member of Leavitt Group, Marsha combines personalized consulting with the resources of one of the nation's largest privately held insurance brokerages. Clients receive the responsiveness of a trusted local advisor backed by national expertise, advanced analytics, and innovative risk management solutions.
Whether you're evaluating self-funding, exploring captive opportunities, redesigning your pharmacy strategy, or simply looking for a trusted advisor to challenge the status quo, Marsha is committed to helping your organization build a stronger, more sustainable employee benefits program.
Areas of Expertise
• Self-Funded & Level-Funded Health Plans
• Medical Captives
• Stop-Loss Strategy & Underwriting Analysis
• Pharmacy Benefit Management (PBM)
• Cost Containment Solutions
• Risk Management
• Executive Benefits
• Employee Benefits Strategy
• Regulatory Compliance
• Multi-State & International Workforce Solutions