ACA HQ™

ACA HQ™

ACA HQ™ is an enterprise-level risk mitigation and compliance engine engineered to protect organizations from the financial exposures of the Employer Shared Responsibility Provisions (ESRP). Navigating a complex climate of escalating IRS enforcement and significant penalty adjustments, ACA HQ delivers the predictive data modeling required to move beyond simple year-end reporting.

Operating seamlessly as a core module within the PeopleHQ® ecosystem, the platform continuously sanitizes workforce hour and payroll datasets to catch dynamic eligibility shifts and coverage shortfalls. ACA HQ acts as an end-to-end audit defense infrastructure—delivering automated federal IRS e-filings, managing state-level individual health insurance mandates, and deploying sophisticated analytics to insulate your organization from devastating IRS Letter 226-J assessments.

Core Features
Predictive Hour Tracking: Real-time monitoring of standard and look-back measurement periods to eliminate coverage assignment gaps.
Affordability Safe-Harbor Controls: Automated alignment against W-2, Rate of Pay, and FPL limits utilizing the strict 9.96% affordability threshold.
State-Specific Mandate Filings: Seamless reporting for the expanding list of states enforcing localized reporting mandates.
Letter 226-J Audit Defense: A specialized management module engineered to fast-track documentation for health marketplace appeals and IRS penalty refutations.
Ecosystem Data Orchestration: Seamless background ingestion of fragmented payroll, benefits, and time-tracking records to minimize manual admin duties.
SOC2 Type 2 Governance: Top-tier security protocols guarding employee Personally Identifiable Information (PII) within an encrypted repository.