Over 70 % of employers no longer offer health benefits for their retirees – Do you? Educate your employees, provide information and knowledgeable resources to make sure they are aware of all options, timelines, enrollment periods and penalties regarding Medicare/Health Insurance after... Read More
We represent over 50 plans, with Medicare Supplements, Medicare Advantage, Medicare Part D, so we can find a plan to fit nearly any situation. Our Customer Service Department provides overwhelming “Concierge” service . Our Customer Service Representatives are problem solvers, solution finders... Read More
There are essentially two types of health insurance plans: indemnity plans (fee-for services) or managed care plans. The differences include the choice of providers, out-of-pocket costs for covered services and how bills are paid. There is no one “best” plan for everyone. Some plans are better... Read More
Critical Illness Benefits can be Reimbursement type or Cash Back Lump Sum. They typically pay their benefit upon diagnosis of a Critical Illness such as a Heart Attack, Stroke, Organ Transplant, Etc. Once diagnosed the benefit amount is paid. The money received from the Lump Sum Cash Back Plans... Read More
Please complete form on the linked page and we will provide you with a Medicare Part D comparison that includes our recommendation. The Part D comparison is based on the information that you provide such as current medications, dosage/strength, important known health information, preferred... Read More
A Cash Back Cancer policy will provide you with a benefit Cash Back Lump Sum upon first diagnosis of Cancer. You can use the money to assist with medical costs, experimental procedures, travel expenses, income while you are not working – you decide. Am I at risk for cancer? According to... Read More
Cost Effective Factor Do I need It? Example: If you purchased a Long Term Care policy at age 58, $200.00 day, Lifetime Benefits until compounded inflation 0 day Elimination assuming your annual premium is $5,714.00 If you were to pay this for 20 years you would have paid $114,281.00. Now if we... Read More
