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Over 70 % of employers no longer offer health benefits for their retirees – Do you? Educate your employees, provide information and knowledgeable resources to make sure they are aware of all options, timelines, enrollment periods and penalties regarding Medicare/Health Insurance after... Read more »
We represent over 50 plans, with Medicare Supplements, Medicare Advantage, Medicare Part D, so we can find a plan to fit nearly any situation. Our Customer Service Department provides overwhelming “Concierge” service . Our Customer Service Representatives are problem solvers, solution finders... Read more »
There are essentially two types of health insurance plans: indemnity plans (fee-for services) or managed care plans. The differences include the choice of providers, out-of-pocket costs for covered services and how bills are paid. There is no one “best” plan for everyone. Some plans are better... Read more »
Critical Illness Benefits can be Reimbursement type or Cash Back Lump Sum. They typically pay their benefit upon diagnosis of a Critical Illness such as a Heart Attack, Stroke, Organ Transplant, Etc. Once diagnosed the benefit amount is paid. The money received from the Lump Sum Cash Back Plans... Read more »
Please complete form on the linked page and we will provide you with a Medicare Part D comparison that includes our recommendation. The Part D comparison is based on the information that you provide such as current medications, dosage/strength, important known health information, preferred... Read more »
A Cash Back Cancer policy will provide you with a benefit Cash Back Lump Sum upon first diagnosis of Cancer. You can use the money to assist with medical costs, experimental procedures, travel expenses, income while you are not working – you decide. Am I at risk for cancer? According to... Read more »
Cost Effective Factor Do I need It? Example: If you purchased a Long Term Care policy at age 58, $200.00 day, Lifetime Benefits until compounded inflation 0 day Elimination assuming your annual premium is $5,714.00 If you were to pay this for 20 years you would have paid $114,281.00. Now if we... Read more »
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