Financial and Retirement Income Planning Basics

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Touring the corners of the globe. Basking near a campfire, surrounded by grandchildren. Learning French . . . painting watercolor landscapes . . . handcrafting furniture . . . serving up meals in a soup kitchen . . . knitting baby hats.

When you think about retirement, what do you picture? Whatever it is, one thing is certain: you’ll need money to fund those big—and not-so-big—plans.

You might stop working at a certain age, but the daily demands of life won’t stop coming. Mortgage payments. Car repairs. Cell phone bills. Medical expenses. And those are just a few of the basics. You’ll still want to enjoy your favorite restaurants, escape on weekend getaways, lavish those adorable grandkids with gifts, maybe take a cruise or six . . . you get the idea.

If you may be getting confused thinking about how to afford your retirement, take a deep breath. Planning for retirement income doesn’t have to be overwhelming. Understanding the basic principles of financial and retirement income planning and financial planning basics can make your golden years much clearer and less complicated.

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