New 2018 Contribution Limits Released

Press Release from Atlas 401(k) Retirement Solutions

401(k) Plans

The contribution limit was increase $500 to $18,500 per year. The catch-up contribution if you are over 50 years old stays the same at $6,000 per year. This also applies to other qualified retirement investment plans types such as most 457 plans, Thrift Savings Plan accounts along with 403(b) plans.


Defined Contribution (Cash Balance) Plans

Defined Contribution - $55,000 (1)

Cash Balance Maximum Lump Sum - $2,800,000 (2)

Cash Balance/Defined Benefit Annuity - $220,000 (3)

(1) Based on the year in which the limitation year ends.

(2) Payable at retirement age 62, actually amount is $2,832,611

(3) Based on the year in which the limitation year ends.


Other Notable Limits

Highly Compensated Employee (HCE) - $120,000 (no change)

Social Security Taxable Wage Base - $128,000 (a)

(a) Applies to the calendar year


Atlas is a 401(k) Retirement Specialist RIA firm that has a fiduciary responsibility towards its clients. We act as a 3(38) and 3(21) fiduciary towards the Plan Sponsor and the Participants. Customized Education Programs and Creative Company Match Plans.


What makes Atlas different?

  • We offer an ETF lineup vs. Mutual Funds (brings down the cost to the participant).
  • Model Portfolio’s (based upon Life Stage and Risk Profile) vs. Target-Date Funds.
  • Fiduciary Compliance Services included in investment management fees.
  • Health Savings Account offering includes same asset lineup and model portfolio’s as 401(k).
  • Group Life Insurance offering.
  • FULL Service Firm managing all areas of the 401(k) plan.
  • Customized Retirement Ready individual plans.


Web Site – – (888) 403-9400

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