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The overall aging demographics of the U.S. workforce are well known. As a result, the traditional approach to “retirement” has evolved from ceasing all work to moving into “phased”, “partial” or even “blurred” (stopping and then returning for periodic employment) “preretirement”. There are many reasons why people find themselves needing to work longer – increased longevity, the lingering effects of the “Great Recession of 2008”, and/or family needs and financial considerations.
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