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What does all this talk about cloud computing mean? In a nutshell it is accessing data and applications on the internet instead of on your hard drive. In business, cloud computing is the on-demand delivery of an organization’s IT services over the internet. So, instead of a company owning and maintaining the IT infrastructure on its premise, the company can access applications, storage, and databases from a cloud provider on an “as-needed” basis. Gone are the days when you store data and run programs from a hard drive. These can be accessed seamlessly from the cloud using software-as-a-service (SaaS), infrastructure-as-a-service (IaaS), and platform-as-a-service (PaaS).