Thoughtful Tax-Free Income (TTFI) - Unique, Compelling & Time-Tested
Most professionals only save 9% of their income for retirement, whereas they should save 30% or more to properly fund the non-working years they envision. Did you finance your home, or did you purchase outright with cash? Most people use leverage (loans) to purchase appreciating assets like houses or income producing business assets instead of paying cash.
Do you realize that nearly all private equity and hedge funds use leverage to increase investment returns? Would you like to increase your savings 3 to 1? You can! We can show you how to thoughtfully increase your retirement savings contributions! Thoughtful Advisors partners with a specialized provider for qualified individuals earning $100,000 or more per year. We bring Wall Street finance to Main Street USA. If you could create up to 60% - 80% more retirement income AND immediately improve the financial security of your family, would you want to learn how? Working with Thoughtful Advisors, we design your plan and our partner creates a low-cost life insurance policy with $1M+ death benefit, chronic and critical illness protections, and the potential for significant tax-free cash accumulation. Our clients receive market gains without the risk of market losses.
What is TTFI?
TTFI is available to qualified individuals or as a non-qualified employee benefit. It allows clients to supercharge their savings dollars with the opportunity for recurring tax-free cash flow in retirement. Traditional retirement plans have funding limits that restrict savers or putting enough money aside is simply unmanageable for many successful earners until they reach their fifties or sixties. Adding TTFI provides qualified individuals or employees a financial security benefit that improves family protections and savings goals during prime working years.
How It Works
Client or employee funds five annual payments to their plan. Non-recourse bank financing adds approximately 75% more to the contributions. The low-cost life insurance policy itself is the sole and only security for the loan. Client, employee or business do not sign any loan documents, and have no responsibility for non-recourse loan. In addition, the retirement account is protected from bankruptcy and creditors. Non-recourse loan and creditor protection are valuable benefit for business owners and professionals.
Combining low-cost bank financing, top-rated insurance companies, and proprietary insurance contracts, TTFI provides client a high probability of reaching savings goals ahead of schedule, while also protecting against the “what if’s” that happen in life.
Bottom line… TTFI provides:
- More Money - substantially more tax-advantaged income for retirement years
- More Protection - if something happens unexpectedly to interrupt savings contributions
- More Confidence - that your retirement cash flow survives economic downturns
Next Steps
Contact Gary LoDuca at Thoughtful Advisors by calling 813 251-2600 or email [email protected] to learn how to improve the financial security of employees or individuals and how much tax-free income could be added to retirement cash flow using this unique non-qualified retirement plan solution.
