ACA Compliant Health Plans
Minimum Essential Coverage and Minimum Value Plans that meet the ACA’s requirements for health coverage.
VAULT Health Captive
A licensed insurance company that focuses on customized insurance plan development, cost mitigation and savings strategies to help manage risk.
Traditional Self-Funded Plans
Self-funded health insurance where groups decide to pay into their claim fund at max liability each month or can pay claims as they come in.
Small Employer Self-Funded Plans
Groups of 1 with an EIN + family/children
Level Funded Plans
Health Plan with level monthly premiums that funds a reserve account for claims, administrative costs, and premiums for Stop Loss coverage. When claims are lower than expected, surplus claim payments may be refunded at the end of the contract.
Stop Loss/Reinsurance
Mitigating a portion of the risk that stops the losses that can result from high-cost claims by providing reimbursement above a predetermined amount.
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