What is a Safe Harbor IRA?

Content Summary

If you’ve ever left a job and not rolled over your 401(k), you might not realize that your old employer can move your retirement savings into a special account called a Safe Harbor IRA. This usually happens if your balance is under $7,000, and you don't take steps to transfer the money yourself after leaving your employer. Safe Harbor IRAs are meant to keep your savings invested, but they don’t always help your money grow or match your retirement goals. Let’s break it down!

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