Waterfall Planning Employee Financial Wellness Platform

Waterfall Planning Employee Financial Wellness Platform

Waterfall Planning is a self-directed financial wellness platform that guides employees through building a complete financial plan without linking bank accounts or sharing sensitive data. Built by a CFA charterholder and CFP(R) professional, the platform is an educational tool that refrains from personalized financial advice.

The platform walks users through three connected steps: building a realistic budget with automatic tax calculations, setting prioritized savings goals based on what they can actually afford, and visualizing retirement projections year by year with Social Security, pensions, and inflation built in. A custom scenario builder lets users test what-if decisions like buying a home or spending more in certain years of retirement, without altering their baseline plan. A goal tracker and money flow diagrams help users see exactly where every dollar goes.

The learning center includes 30+ articles covering budgeting, retirement, investing, debt management, insurance, estate planning, Medicare, HSAs, charitable giving, and more. All content is written in plain English with no jargon.

Employer pricing starts at $4-6 per employee per month.
Visit waterfallplanning.com/organizations to request a quote.