Self-Funded Plans (ASO)

Self-Funded Plans (ASO)

Self-funded (ASO) health plans let larger employers pay claims directly instead of paying fixed premiums to a carrier, unlocking access to claims data, plan design flexibility, and long-term savings for groups with favorable claims experience. Victor Insures You helps 100+ employee organizations evaluate whether self-funding makes sense, structures stop-loss coverage to cap risk, and manages the third-party administrator (TPA) selection and RFP process. We continue to monitor claims trends throughout the year — not just at renewal — so you can react to cost drivers early.