Wrap Welfare Benefit Plans & Summary Plan Descriptions (SPDs)

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The Summary Plan Description, or SPD, is the main vehicle for communicating plan rights and obligations to participants and beneficiaries. As the name suggests, it is generally a summary of the material provisions of the plan document, which is understandable to the average participant of the employer. However, in the context of health & welfare benefit plans, it is not uncommon for the SPD to be a combination of a complete description of the plan’s terms and conditions, such as a Certificate of Coverage, and the required ERISA disclosure language.

Our Wrap-Tight Plan Document and Wrap Summary Plan Description will allow you to prepare and distribute only one Wrap Plan, SPD, and SMM for all of your benefits instead of one for each benefit. This saves you time and money.

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