Products by EHB Insurance Group

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By EHB Insurance Group

Medigap Plans: also called Supplement Plans are provided by private insurance companies. Medigap plans only work with "Original Medicare" and can cover much of the 20% cost sharing you would have to pay with "Original Medicare". There are presently eleven plans (A,B,C,D,F, select, G,K,L,M and... Read more »

By EHB Insurance Group

Part C: the Medicare Advantage Plans have co-pays and co-insurance. These plans consist of organizations like: HMO's (Health Maintenance Organizations) where you must visit a primary physician in the network to receive any specialist referrals within the network and PPO's (Preferred Provider... Read more »

By EHB Insurance Group

Part D: the Prescription Drug Plans (PDP's) are voluntary and help with your present or future prescription medication needs. PDP's are basically offered in two forms: 1) a stand-alone program where you can enroll with a monthly premium: 2) integrated with some Part C Advantage Plans that may... Read more »

By EHB Insurance Group

MSA stands for Medical Savings Account. MSAs are one type of Medicare Advantage plan that the U.S. Centers for Medicare and Medicaid Services, or CMS, partners with private insurance companies to offer. MSA plans combine a high-deductible Medicare Advantage Plan and a trust or custodial savings... Read more »

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