ShareBuilder 401k is here to help businesses and their employees save more of their money for retirement. ShareBuilder 401k launched in 2005 with a pioneering, new breed of retirement plan designed exclusively to serve America’s small and mid-size businesses. ShareBuilder 401k brings... Read More
SmartConnect is a no cost, Medicare educational resource designed to support your HR team, employees, retirees their friends and family members. SmartConnect provides an unfiltered view of the Medicare marketplace to ensure your employees receive unbiased Medicare advice on what to consider... Read More
SpruceHR is an Administrative Services Organization (ASO). We provide our clients with a scalable and customizable package of administrative and human resources services and solutions that helps businesses like yours, achieve goals by controlling costs, reducing risks and elevating the... Read More
Medigap Plans: also called Supplement Plans are provided by private insurance companies. Medigap plans only work with "Original Medicare" and can cover much of the 20% cost sharing you would have to pay with "Original Medicare". There are presently eleven plans (A,B,C,D,F, select, G,K,L,M and... Read more »
Part C: the Medicare Advantage Plans have co-pays and co-insurance. These plans consist of organizations like: HMO's (Health Maintenance Organizations) where you must visit a primary physician in the network to receive any specialist referrals within the network and PPO's (Preferred Provider... Read more »
Part D: the Prescription Drug Plans (PDP's) are voluntary and help with your present or future prescription medication needs. PDP's are basically offered in two forms: 1) a stand-alone program where you can enroll with a monthly premium: 2) integrated with some Part C Advantage Plans that may... Read more »