SpruceHR is an Administrative Services Organization (ASO). We provide our clients with a scalable and customizable package of administrative and human resources services and solutions that helps businesses like yours achieve goals by controlling costs, reducing risks and elevating the... Read More
G&A Partners, one of the nation's leading professional employer organizations (PEO), has been helping entrepreneurs grow their businesses, take better care of their employees and enjoy a higher quality of life for 25 years. By providing proven solutions and technology in the areas of HR... Read More
Every day, nearly 800 Cadence Insurance professionals and risk advisors work together for one purpose: to provide the highest standard in insurance services for our clients. Over the past 140+ years, our large, nationally recognized firm has become an industry leader in commercial insurance,... Read More
Medigap Plans: also called Supplement Plans are provided by private insurance companies. Medigap plans only work with "Original Medicare" and can cover much of the 20% cost sharing you would have to pay with "Original Medicare". There are presently eleven plans (A,B,C,D,F, select, G,K,L,M and... Read more »
Part C: the Medicare Advantage Plans have co-pays and co-insurance. These plans consist of organizations like: HMO's (Health Maintenance Organizations) where you must visit a primary physician in the network to receive any specialist referrals within the network and PPO's (Preferred Provider... Read more »
Part D: the Prescription Drug Plans (PDP's) are voluntary and help with your present or future prescription medication needs. PDP's are basically offered in two forms: 1) a stand-alone program where you can enroll with a monthly premium: 2) integrated with some Part C Advantage Plans that may... Read more »