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Employers are becoming more aware of the financial struggles their employees are experiencing. Roughly 25 million employees a year use payday and car title loans, paying triple-digit interest rates. One of the biggest reasons people are willing to pay such exorbitant rates for a loan is that they do not qualify for “traditional” loans from banks or credit unions—or even credit cards—because of their lack of a credit score or poor credit. A first step is to recognize that an employer can play a significant and positive role in helping employees improve their finances. However, not all programs are considered equal. What should you look for in an employee loan program? Read the PDF to find out.