Employee Benefits Broker

Employee Benefits Broker

We combine strategic consulting, advanced data analytics, and hands-on administrative support to deliver sustainable, compliant, and cost-effective benefit programs. Our approach integrates day-to-day service execution with long-term planning to help employers reduce costs, improve outcomes, and maintain competitive benefits in a rapidly evolving regulatory environment.

Support:
On a day-to-day basis, your dedicated benefits team will be readily available to assist your employees with anything related to: Claims (medical, dental, death claims), ID cards, Billing, Eligibility/Enrollment, Qualifying events, Payroll deductions (with CGO payroll), COBRA, and other benefit related questions (medical, dental, FSA, HSA, life, vision etc.)
- Benefits Consultant
- Claims Specialist
- Employee Wellness Specialist
- Benefits Administration
- Online Open Enrollment & Benefits Management Site
- COBRA Administration
- Employee Communications & Surveys

Compliance:
- DOL Compliance
- Wrap SPD and Plan Document
- Prepare SMM When Required
- ERISA Documents Up-To-Date With Current Regulations
- Provide Required ERISA/PPACA Model Notices
- Legislative Alerts
- Health Plan Compliance Deadlines Calendar

Consulting, Strategy, & Analytics:
Bright benefits minds will put together a multi-year cost containment strategy based on your budget, data culture, and goals:
- Alternative Healthcare Strategy Education
- Budget Performance Reporting
- Year-End Utilization Analysis
- Level-Funding Expertise
- Self-Funding Expertise
- Plan Modeling Analysis
- Contribution Modeling Analysis
- Stop Loss Marketing Analysis
- Rx Marketing Analysis
- Annual Market Review
- Navigation with Carrier Advocacy Programs