Cash Balance Plans

Available from Matthews Gold Kennedy & Snow

Understanding complex actuarial mathematics can be difficult; a Cash Balance Plan can fix that. While MGKS has been administering traditional defined benefit plans for decades, cash balance plans are quickly becoming the most popular pension plan out there. They are both easier to understand, and beneficial to plan sponsors with several owners or key employees who want to contribute at different levels. These plans offer the same funding potential as a traditional defined benefit plan but also operate with the veneer of a 401(k) profit sharing plan, making them easier to understand.

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