11/11/25 SHRM Leaderboard
11/11/25 SHRM Leaderboard

SmartDollar

Financial Wellness that Actually Works

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SmartDollar serves over 5 million employees nationwide, across organizations from fast-growing companies to large enterprises, spanning healthcare, manufacturing, retail, construction, and beyond.

By resolving the financial stress that keeps employees from using benefits they already have, like 401(k) matching, HSA contributions, and preventive care, SmartDollar helps organizations get more value out of every benefit they offer.

SmartDollar delivers measurable outcomes: employees pay off or save an average of $16,200 in their first year and report 63% higher benefit satisfaction. Employers see 27% less turnover at the one-year mark.

Unlike generic budgeting apps repackaged for employers, SmartDollar is built on Dave Ramsey's 7 Baby Steps, a proven, behavior-change methodology. Employees get a structured plan for getting out of debt, building an emergency fund, and building wealth, delivered through interactive lessons, and our top-rated budgeting app. At no additional cost, tax preparation, unlimited one-on-one coaching in English or Spanish, and will preparation are included. Employers also gain access to anonymized engagement data to measure program impact and outcomes.

SmartDollar is SOC 2 Type II certified and built to integrate with enterprise HRIS environments.

Company Details

Address
1011 Reams Fleming Blvd.
Franklin, TN 37064

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Products & Services

SmartDollar Financial Wellness Program

SmartDollar was designed to be an online financial coach that walks with your employees step-by-step from the moment we...

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Resources & Content

Beneath the Surface: The Mental Health Battle That's Harming Your Business

Beneath the Surface: The Mental Health Battle That's Harming Your Business

Thought-leadership piece connecting America's mental health crisis to financial stress and debt, showing how that toll...

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