RTO Benefits

ERISA Compliance Document Solution

8101 College Blvd., Suite 100

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About RTO Benefits

Jay Rodney and Mike Rametta founded RTO Technologies in 2012, a consulting company within the insurance industry. It soon became evident a gap existed in the creation of compliance document creation and non-discrimination testing. The Employee Retirement Security Act (ERISA) requires employers to provide documentation related to their benefit plans. Insurance providers often struggle to offer these documents or keep up with required updates due to regulation changes. Word templates and expensive lawyers aren't always a viable solution. With Jay's great knowledge of the industry and Mike's amazing development skills EnsuredCompliance® was started.

We've since changed our name to RTO Benefits and added a few more people but continue to work on our cutting edge product. Our objective is to be a fun company to work for while delivering solutions to streamline our customers' processes, cut costs and grow their revenues.

Products by RTO Benefits

By RTO Benefits

EnsuredCompliance® Are you able fulfill all IRS & DOL compliance requirements from one source? EnsuredCompliance provides one centralized location to create and store all your client's documents in addition to providing non-discrimination testing. Are your client's existing documents automatically updated within... Read more »

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Content by RTO Benefits

What To Know About Nondiscrimination Testing

What To Know About Nondiscrimination Testing

What To Know About Nondiscrimination Testing

By RTO Benefits

If you have a Flexible Spending Account (FSA) or a Premium Only Plan (POP), the IRS requires you to submit to non-discrimination testing once a year. This is to ensure that a company's Medical or Dependent Care FSA treat all employees equally, and do not favor key or highly-compensated employees...
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